Purchases
Purchasing a home is likely one of the most significant financial commitments you’ll ever undertake. First-time buyers and experienced property professionals alike will receive bespoke mortgage advice that is easy to understand from SD Mortgages, who help you every step of the way when buying a house.
Buy Your Next Home With Confidence
At SD Mortgages, we appreciate that buying a home is one of your life’s major decisions – whether you are a first-time buyer, moving home, or growing your property portfolio. Our mission is straightforward: to offer you a transparent, high-quality, stress-free mortgage experience from beginning to end.
Why Choose SD Mortgages for Your Property Purchase?
Expert, Personalized Advice
Every buyer’s situation is unique. We spend time getting to know you, your situation, objectives, and budget so we can find the best mortgage deals for you.
Access to Multiple Lenders
We have access to an extensive range of high-street banks, specialist lenders, and exclusive mortgages, giving you the chance to access rates and deals that aren’t always available through other channels.
Help From Offer To Close
Our crew helps you through the process of your purchase, including paperwork, speaking with solicitors and lenders, and keeping your application moving.
Stress-Free, Clear Communication
We explain every detail in clear, simple language — telling you what’s happening and what to expect next.
Our Purchase Mortgage Services
- First-Time Buyer Mortgages: We assist new buyers in learning how much they can borrow, what support is available, and how to obtain an affordable, long-term mortgage.
- Home-Mover Mortgages: When you’re upsizing, downsizing, or moving across town, Gear makes it easy to get the right mortgage while ensuring your sale closing and new home purchase line up.
- New Build Mortgages: Purchasing a new build often involves needing specialist products and fast turnarounds. We work with developers and lenders to ensure it stays on track.
- Buy-to-Let Mortgages: For both new and established landlords, we provide expert advice on rental yield requirements, deposit rules, and tax-efficient structuring.
- Remortgage for Purchase: Are you interested in releasing equity to finance the purchase of another property? We will assist you in searching our database to find affordable remortgage rates that meet your needs.
Our Process
Free Initial Consultation
Talk about your aspirations, budget, and any possible hurdles.
Mortgage Recommendation
We shop the market for you and provide the best in customized mortgage solutions.
Application & Paperwork
We process your application from beginning to end with accuracy and speed.
Ongoing Updates
And you remain informed the whole time — no chasing, no wondering.
Completion
We’ll ensure everything is finalized seamlessly from the moment your mortgage offer is accepted through to the completion of your purchase.