Renewals
Renew Your Mortgage With Confidence
As your mortgage term approaches maturity, it’s crucial to choose the option that best suits you to avoid overpaying. At SD Mortgages, we are here to make renewing your mortgage loan easy and straightforward – so you can lock in a great deal that fits your financial plans.
Why Renew With SD Mortgages?
Access to Competitive Rates
Rather than just taking whatever your lender offers, we shop around a panel of lenders to see if you may be overpaying.
Personalised Mortgage Advice
You might be in a different position now than when you got your last mortgage. We listen to your needs and suggest renewal options that suit your life circumstances.
Quick, Smooth Processing
We cover the admin, talk to lenders, and make sure your new mortgage is arranged before your existing deal ends.
You Don’t Have to Change Lenders (Unless It Makes Sense)
Whether you want to renew with your current lender or explore other options at a better value, we can assist you.
Our Renewal Services
Fixed-Rate Renewals: Lock in with predictable monthly payments and stabilize your rate.
Tracker & Variable Rate Options: If flexibility is your top concern, we can help you compare competitive tracker or variable deals.
Review of Borrowing Needs: Considering home improvements, debt consolidation, or changing the term length? We review your options to ensure the new mortgage aligns with your plans.
Product Transfer Support: If your existing lender approves a product transfer, we’ll check whether it’s competitive and help you through the process.
Our Process
Review Your Existing Mortgage
We review your current rate, balance term, and financial objectives.
Market Comparison
We search for and compare options from multiple lenders, including your current lender.
Tailored Recommendation
You get a clear, no-nonsense suggestion for the best path to renewal.
Application & Setup
We handle all logistics and communication to ensure a smooth transition.
New Deal Activated
It’s a seamless transition to your new mortgage with no disruptions or unexpected expenses.
Safeguard Your Finances With the Proper Renewal
A mortgage renewal is an excellent time to save money and improve your financial situation.
Here at SD Mortgages, we ensure you receive a deal that suits your situation – not one that is convenient for the lender.