Home Renovations
Transform Your Home With the Right Financing
At SD Mortgages, we make it easy for homeowners to upgrade, renovate, or remodel their living space with our range of flexible, cost-effective home renovation mortgage products. When you are ready to update your kitchen or bathroom, finish your basement, add on to your home, or even take out a loan for energy efficiency, we get the financing you need to make it happen.
Renovation Financing Made Simple
Home renovations are expensive: The right mortgage strategy can make them pay off. We collaborate with numerous lenders to offer the best renovation financing solutions for your budget, timeline, and long-term financial goals.
Our Home Renovation Mortgage Options
Purchase + Improvements Mortgage
Purchasing a fixer-upper for your home? We help you roll renovation costs into your mortgage — so you pay one convenient payment and start the improvements on day one.
Mortgage Refinance for Renovations
Tap into your home equity to finance major renovation projects or repairs. Attractive low refinance after loan plan and afford more for your home project.
Home equity lines of credit (HELOCs)
Access to funding when you want it, using your home’s equity. Perfect for a long-term or multi-phase remodel.
Renovation Loans
For smaller or midsize projects, we connect you with lenders who offer personal or renovation loans at unbeatable rates.
What You Can Renovate
Use your financing for:
- Kitchen and bathroom remodels
- Basement finishing
- Home additions
- Roof, windows, and exterior upgrades
- Flooring, painting, and interior updates
- Energy-efficient improvements
- Plumbing, electrical, and structural repairs.
If it enhances your home, we can finance it.
Why Choose SD Mortgages for Renovation Financing?
Expert Guidance
We lay it all out — what it costs, how it works, and which is right for your project.
Competitive Rates From Multiple Lenders
We identify the best solutions that save you money by giving you enough options to make a good choice and maximize your renovation budget.
Fast Approvals
Get your renovation kicked off sooner with prompt processing and clear communication throughout.
Personalized Solutions
The same is true for every home and homeowner. We customize loan options based on your renovation goals and financial comfort.
And Turn It Into Reality Dream Home
Your house should be a reflection of your lifestyle and dreams. With SD Mortgages, renovating is simpler and cheaper, thanks to dedicated mortgage specialists who work for you.