Self-Employed
Tailored Mortgage Solutions for the Self-Employed
Self-employment comes with freedom and flexibility — but getting a mortgage can seem more sausage-like. At SD Mortgages, we are experts in providing mortgage solutions to self-employed professionals, as well as business owners, contractors, and freelancers. We take the obscurity out of the process with our know-how and lender network; we ensure it is easy to understand, simple, and tailored to your income package.
Understanding Self-Employed Mortgages
Self-employed mortgages are suitable for those whose earnings do not conform to a standard job. Lenders typically ask for more documentation and a more detailed look at the big picture of your finances. Whether your income fluctuates from one month to another, you earn money in different ways, or you have business outgoings, SD Mortgages strives to present your financial situation in the best possible light for lenders.
Who We Help
Our self-employed clients are varied and include:
- Sole traders
- Limited company directors
- Contractors
- Freelancers and gig-economy workers
- Partnerships
Whether you’re part of the working class or a member of the high-salaried class, we offer mortgage options for all walks of life.
How We Make the Process Easier
At SD Mortgages, we do all the heavy lifting – from getting your documentation to working with lenders who actually get self-employed income. Purchasing a home while you’re self-employed doesn’t have to be hard.
Clear Income Assessment
We review your accounts, tax returns, and business activity to gain a 360-degree view of your finances.
Access to Specialist Lenders
We have mainstream and niche lenders on our panel who understand self-employed applications.
Tailored Mortgage Strategies
We create a plan to suit your needs, be it purchasing your first home, moving property, or remortgaging.
Support with Documents
We’ll direct you to what you need for SA302s, tax calculations, business accounts, and contractor agreements.
Start Your Journey with Confidence
Self-employment does not have to be an obstacle when you want to own your dream home or find a quality mortgage deal. Get the right information, and it can be stress-free and straightforward.